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Property Level Protection and Insurance Report

National Flood Forum findings:

No link between property level flood risk protection and insurance, but people have peace of mind

A new National Flood Forum Study shows that there is no link between people installing measures to protect their property from flooding and the availability, or cost, of household insurance.  However, people who did install Property Level Protection did feel that it brought peace of mind.

Spokesman for the Forum, Paul Cobbing, said “Property Level Protection measures are a new and rapidly developing way for people to help protect their homes from floods.  Hundreds of people have invested in reducing their flood risk.”

Property Level Protection against flood risk is the process of reducing the risk of flood water entering a home through the use of a range of products, such as air brick covers, flood doors and barriers and non-return valves on the drainage system.

Where properties are surveyed properly, and the right methods chosen for the building and the householder, these methods can help protect people and their possessions.

PLP and Insurance full report

PLP and Insurance Summary

For further information, live quotes or interviews contact:

Paul Cobbing, Chief Executive

Mobile: 0777 3355 181

Email: paul.cobbing@floodforum.org.uk

Editors notes:

  • The National Flood Forum is a charity dedicated to supporting and representing flood risk communities.  It helps people to recognise, understand and reduce their flood risks and also helps people to recover if they have been flooded.  The National Flood Forum also works to ensure that the needs of communities are fully recognised by Government, Environment Agency, local government and the insurance industry.
  • The National Flood Forum provides a range of help and services.  For example, anyone can call our helpline for advice on flooding issues– 01299 403055, or visit our website – www.floodforum.org.uk.”
  • The full report Property Level Protection and Insurance and a summary report can be found on the National flood forum website www.floodforum.org.uk .  It was produced with support from Defra.  232 people who had installed property Level Protection measures completed a questionnaire about their experiences, which was combined with in depth interviews to produce the results.
  • Property Level Protection against flood risk, also sometimes known as property flood protection, FRe or IPP, is the process of reducing the risk of flood water entering a home through the use of a range of products, such as air brick covers, flood doors and barriers and non-return valves on the drainage system.  These are known as “resistance measures”, while “resilience measures” minimise damage caused by floods which enter properties, such as through raising electrical circuits above floor level.
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